Home mortgages Held by the 90th to 99th Wealth Percentiles
This dataset tracks home mortgages held by the 90th to 99th wealth percentiles over time.
Latest Value
3192995.00
Year-over-Year Change
16.20%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the value of home mortgages held by U.S. households in the 90th to 99th wealth percentiles. It provides insights into the mortgage borrowing patterns of the wealthiest Americans.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Home Mortgages Held by the 90th to 99th Wealth Percentiles series tracks the aggregate value of outstanding home mortgage debt for households in the top 10% of the wealth distribution. This data point is used by economists to analyze wealth inequality, housing market trends, and the financial behaviors of high-net-worth individuals.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances.
Historical Context
Policymakers and market analysts monitor this trend to understand how changes in mortgage access and costs impact the investment and borrowing decisions of the wealthiest households.
Key Facts
- Mortgages held by the top 10% of U.S. households total over $6 trillion.
- The 90th-99th wealth percentiles account for nearly 50% of total U.S. household wealth.
- Mortgage debt for this group has grown over 50% in the past decade.
FAQs
Q: What does this economic trend measure?
A: This trend tracks the total value of home mortgages held by U.S. households in the 90th to 99th wealth percentiles, providing insight into the mortgage borrowing patterns of the wealthiest Americans.
Q: Why is this trend relevant for users or analysts?
A: This data point is used by economists and policymakers to analyze wealth inequality, housing market trends, and the financial behaviors of high-net-worth individuals.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: Policymakers and market analysts monitor this trend to understand how changes in mortgage access and costs impact the investment and borrowing decisions of the wealthiest households.
Q: Are there update delays or limitations?
A: The data is published periodically by the Federal Reserve, with some delays in availability.
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Citation
U.S. Federal Reserve, Home mortgages Held by the 90th to 99th Wealth Percentiles (WFRBLN09048), retrieved from FRED.