Loans (Liabilities) Held by the 90th to 99th Wealth Percentiles
This dataset tracks loans (liabilities) held by the 90th to 99th wealth percentiles over time.
Latest Value
3839717.00
Year-over-Year Change
14.62%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the loans and liabilities held by households in the 90th to 99th wealth percentiles in the United States. Understanding wealth distribution and debt levels across different income groups is crucial for policymakers and economists.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Loans (Liabilities) Held by the 90th to 99th Wealth Percentiles' series tracks the total value of loans and other financial liabilities for households in the top 10% of wealth distribution. This provides insight into debt accumulation and leverage among the wealthiest Americans.
Methodology
The data is collected through the Federal Reserve's Survey of Consumer Finances.
Historical Context
Analysts use this metric to assess financial risk, wealth inequality, and the impact of economic policies on different income segments.
Key Facts
- The top 10% of U.S. households hold over 70% of total national wealth.
- Household debt levels peaked at over 133% of disposable income in 2007.
- Debt-to-income ratios are higher among higher-wealth households.
FAQs
Q: What does this economic trend measure?
A: This trend tracks the total loans and financial liabilities held by households in the 90th to 99th wealth percentiles in the United States.
Q: Why is this trend relevant for users or analysts?
A: Understanding debt levels and leverage among the wealthiest Americans provides insights into wealth inequality, financial risk, and the potential impact of economic policies.
Q: How is this data collected or calculated?
A: The data is collected through the Federal Reserve's Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess financial stability, the distribution of debt across income groups, and the potential impacts of policies on different segments of the population.
Q: Are there update delays or limitations?
A: The Survey of Consumer Finances is conducted every three years, so there may be delays in data availability.
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Citation
U.S. Federal Reserve, Loans (Liabilities) Held by the 90th to 99th Wealth Percentiles (WFRBLN09047), retrieved from FRED.