Other Loans and Advances (Assets) Held by the 90th to 99th Wealth Percentiles
This dataset tracks other loans and advances (assets) held by the 90th to 99th wealth percentiles over time.
Latest Value
254276.00
Year-over-Year Change
-42.89%
Date Range
7/1/1989 - 1/1/2025
Summary
This economic trend measures the other loans and advances held as assets by U.S. households in the 90th to 99th wealth percentiles. It provides insight into the lending and investment activities of the nation's wealthiest individuals.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Other Loans and Advances (Assets)' metric captures a range of non-mortgage lending and investment products held by high-net-worth households. This data offers analysts a window into the diversified asset allocations and lending exposures of the top decile of U.S. wealth distribution.
Methodology
The data is collected through household surveys by the Federal Reserve.
Historical Context
This trend is a key input for economists and policymakers studying wealth inequality, household finance, and the role of the wealthy in credit markets.
Key Facts
- The top 10% of U.S. households hold over 75% of national wealth.
- Lending and investments make up a significant portion of wealthy Americans' asset portfolios.
- Trends in high-net-worth lending can signal shifts in risk appetite and credit availability.
FAQs
Q: What does this economic trend measure?
A: This metric tracks the value of non-mortgage loans and other lending-related financial products held as assets by U.S. households in the 90th to 99th wealth percentiles.
Q: Why is this trend relevant for users or analysts?
A: Monitoring the lending and investment activities of the wealthiest Americans provides insight into credit market dynamics, wealth inequality, and the portfolio choices of high-net-worth individuals.
Q: How is this data collected or calculated?
A: The Federal Reserve collects this data through household surveys as part of its Survey of Consumer Finances.
Q: How is this trend used in economic policy?
A: Policymakers and economists analyze this metric to understand the role of the wealthy in credit markets and assess the potential macroeconomic impacts of changes in their lending and investment behavior.
Q: Are there update delays or limitations?
A: The Survey of Consumer Finances data is published on a triennial basis, so there can be significant lags in the availability of this series.
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Citation
U.S. Federal Reserve, Other Loans and Advances (Assets) Held by the 90th to 99th Wealth Percentiles (WFRBLN09039), retrieved from FRED.