Total Liabilities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks total liabilities held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
5968093.00
Year-over-Year Change
6.29%
Date Range
7/1/1989 - 1/1/2025
Summary
Tracks total liabilities for the bottom 50% of wealth holders in the United States. Provides critical insight into debt burden and financial vulnerability of lower-wealth households.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric represents the aggregate debt obligations of the bottom half of wealth distribution. It helps economists understand economic pressure and financial resilience.
Methodology
Calculated through Federal Reserve Survey of Consumer Finances, aggregating debt across households.
Historical Context
Used in policy discussions about economic inequality and household financial health.
Key Facts
- Reflects total debt for lower-wealth households
- Includes mortgages, consumer debt, and financial obligations
- Critical indicator of economic vulnerability
FAQs
Q: What does this metric reveal about economic inequality?
A: Shows debt burden for bottom 50% of wealth holders. Highlights financial challenges facing lower-income households.
Q: How is this data collected?
A: Gathered through Federal Reserve's comprehensive Survey of Consumer Finances every three years.
Q: Why is tracking household liabilities important?
A: Provides insight into economic stress, consumer financial health, and potential systemic economic risks.
Q: How do liabilities impact economic policy?
A: Informs decisions about credit markets, social support programs, and economic inequality interventions.
Q: How often is this data updated?
A: Typically updated every three years through the Federal Reserve's survey process.
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Citation
U.S. Federal Reserve, Total Liabilities Held by the Bottom 50% (WFRBLB50100), retrieved from FRED.