Financial Assets Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks financial assets held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
3184526.00
Year-over-Year Change
7.73%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures financial assets owned by the bottom 50% of wealth holders in the United States. Provides crucial insights into economic resources and wealth distribution.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric captures the total financial assets held by the lowest 50% of wealth distribution. It helps analyze economic opportunity and financial capacity.
Methodology
Calculated through Federal Reserve Survey of Consumer Finances, aggregating financial asset holdings.
Historical Context
Used in research on economic mobility and wealth inequality.
Key Facts
- Represents financial asset holdings for lower-wealth households
- Includes savings, investments, and liquid assets
- Key indicator of economic potential
FAQs
Q: What does this metric tell us about economic opportunity?
A: Reveals financial resources available to bottom 50% of wealth holders. Indicates potential for economic advancement.
Q: How are financial assets defined?
A: Includes bank accounts, stocks, bonds, retirement accounts, and other liquid financial resources.
Q: Why track financial assets for lower-wealth households?
A: Helps understand economic mobility, financial resilience, and potential for wealth accumulation.
Q: How do financial assets impact economic policy?
A: Informs strategies for financial education, investment opportunities, and economic inclusion.
Q: How frequently is this data updated?
A: Typically updated every three years through the Federal Reserve's comprehensive survey.
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Citation
U.S. Federal Reserve, Financial Assets Held by the Bottom 50% (WFRBLB50085), retrieved from FRED.