Real Estate Held by the Bottom 50% (1st to 50th Wealth Percentiles)
This dataset tracks real estate held by the bottom 50% (1st to 50th wealth percentiles) over time.
Latest Value
4826369.00
Year-over-Year Change
4.53%
Date Range
7/1/1989 - 1/1/2025
Summary
This trend measures the real estate assets held by individuals in the bottom 50% of the U.S. wealth distribution. It provides insight into the housing wealth of lower-income households, an important economic indicator.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Real Estate Held by the Bottom 50%' trend represents the total value of real estate assets, such as homes and investment properties, owned by those in the 1st to 50th wealth percentiles. This metric offers a snapshot of housing wealth inequality and can inform policy decisions related to affordable housing and wealth accumulation.
Methodology
The data is calculated by the Federal Reserve based on survey responses and administrative records.
Historical Context
Economists and policymakers monitor this trend to understand the financial resilience and homeownership rates of lower-income Americans.
Key Facts
- The bottom 50% of U.S. households hold only around 2% of total household real estate wealth.
- Homeownership rates are significantly lower for households in the bottom wealth quintile.
- Real estate represents a larger share of total assets for lower-wealth families compared to higher-wealth families.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total value of real estate assets, such as homes and investment properties, owned by individuals in the bottom 50% of the U.S. wealth distribution.
Q: Why is this trend relevant for users or analysts?
A: This metric offers insights into housing wealth inequality and can inform policy decisions related to affordable housing and wealth accumulation among lower-income Americans.
Q: How is this data collected or calculated?
A: The data is calculated by the Federal Reserve based on survey responses and administrative records.
Q: How is this trend used in economic policy?
A: Economists and policymakers monitor this trend to understand the financial resilience and homeownership rates of lower-income households, which can inform policies aimed at promoting housing affordability and wealth-building.
Q: Are there update delays or limitations?
A: The data is updated periodically by the Federal Reserve, but there may be lags in reporting due to the time required to collect and process the underlying survey information.
Related News
Falling Mortgage Rates: Expert Advice for U.S. Homebuyers and Sellers
Expert Tips for Homebuyers and Sellers as Mortgage Rates Drop Mortgage rates are making headlines as they continue to decline, promising significant impacts on both homebuyers and sellers. These shifts in the real estate landscape invite a closer look at how adjustments in economic indicators, such as the federal funds rate and the 10-year treasury yield chart, are playing a part in this development. The U.S. housing market is reacting in intriguing ways, offering potential advantages for those
U.S. mortgage rates decline aligns with housing price cuts
U.S. Real Estate: Mortgage Rates Plummet Mortgage rates in the U.S. have experienced a notable drop, marking some of the most significant cuts in recent years. This shift comes at a time when the housing market is adjusting with substantial price reductions, offering potential homebuyers opportunities. The interconnectedness of mortgage rates with the broader economic trends cannot be understated. Lower interest rates often mean cheaper loans, potentially sparking more activity in the real esta
U.S. Housing Market Faces Threats Beyond Fed's Impact On Mortgage Rates
Unfocused Interest Rates and the Real Threats in the Housing Market The fluctuations in the 30 year mortgage rates have long been a focal concern for the US housing market, but they may not be the most significant threat. As we delve deeper, it becomes apparent that the real dangers are lurking beyond these superficial numbers. With the current interest rates climate being only one piece of the complex puzzle that defines the housing landscape, stakeholders must widen their perspective. There's
US Housing Giant Hopes Fed Policies Boost Sagging Profits
Revitalizing S&P 500 Housing with Federal Reserve Policies The primary keyword, "Treasury Yield," has become an increasingly critical focus within the realm of the S&P 500 housing market. Current fluctuations in bond rates, particularly the 10-year bond rate, are causing waves in the already volatile US housing market. This situation is marked by a profit decline experienced by major housing giants, as economic uncertainty steers investor confidence. The Federal Reserve's policies and interest
U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures struggle to show a definite trend despite favorable economic signals. These signals, such as jobless claims and Q2 GDP figures, suggest a healthy economy. Given the roles of the stock market and the Federal Reserve's decisions on rate hikes, it is surprising to witness this stagnation. Inflation trends and the Fed's signals about future policies pla
U.S. Home Sales Decline In August Due To High Prices
August 2023 U.S. Home Sales Decline Amid Rising Mortgage Rates and High Prices In August 2023, U.S. home sales experienced a notable decline, highlighting a distressing trend in the housing market. Homeownership is more costly these days. High home prices and soaring 30 year mortgage rates, combined with limited housing inventory, pose significant challenges for potential buyers and cast a shadow on economic recovery efforts. Many potential homebuyers find themselves increasingly priced out of
Similar WFRBLB Trends
Consumer Credit Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50103
Consumer Durables Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50084
Corporate and Foreign Bonds Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50091
Corporate Equities and Mutual Fund Shares Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50095
Debt Securities Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50089
Deferred and Unpaid Life Insurance Premiums Held by the Bottom 50% (1st to 50th Wealth Percentiles)
WFRBLB50106
Citation
U.S. Federal Reserve, Real Estate Held by the Bottom 50% (1st to 50th Wealth Percentiles) (WFRBLB50083), retrieved from FRED.