Loans (Liabilities) Held by the 99th to 99.9th Wealth Percentiles
This dataset tracks loans (liabilities) held by the 99th to 99.9th wealth percentiles over time.
Latest Value
698937.00
Year-over-Year Change
-9.17%
Date Range
7/1/1989 - 1/1/2025
Summary
Measures loans held by individuals in the 99th to 99.9th wealth percentiles. Provides critical insight into borrowing patterns of upper-income groups.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric tracks loan liabilities for a specific high-wealth segment. It helps understand financial leverage among affluent Americans.
Methodology
Calculated using Federal Reserve Survey of Consumer Finances loan data.
Historical Context
Used to analyze borrowing behaviors of high-income households.
Key Facts
- Reveals loan patterns of upper-income Americans
- Indicates financial sophistication of wealthy households
- Part of comprehensive wealth analysis
FAQs
Q: What does this series represent?
A: It tracks loan liabilities for individuals between the 99th and 99.9th wealth percentiles in the United States.
Q: Why track this specific wealth segment?
A: It provides nuanced insights into borrowing behaviors of high-income but not ultra-wealthy individuals.
Q: How frequently is this data collected?
A: Updated through the Federal Reserve's Survey of Consumer Finances, typically every three years.
Q: What can this data tell economists?
A: It reveals lending patterns, financial strategies, and economic behaviors of upper-income groups.
Q: Are there limitations to this data?
A: It represents a snapshot in time and may not capture rapid economic changes or individual variations.
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Consumer Credit Held by the 99th to 99.9th Wealth Percentiles
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Consumer Durables Held by the 99th to 99.9th Wealth Percentiles
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Corporate And Foreign Bonds Held by the 99th to 99.9th Wealth Percentiles
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Citation
U.S. Federal Reserve, Loans Held by 99th to 99.9th Wealth Percentiles (WFRBL99T999215), retrieved from FRED.