Treasury Yield: Rate Cap Adjusted: 60 Month CD <100M
TYRCA60MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.30
Year-over-Year Change
-14.82%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield: Rate Cap Adjusted: 60 Month CD <100M represents the interest rate for certificates of deposit with a 60-month term and under $100 million. This metric provides insight into medium-term deposit rates and reflects broader trends in banking and financial market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the yield on time deposits, which serves as a benchmark for fixed-income investments and bank lending rates. Economists use this data to understand current interest rate environments and potential shifts in financial market expectations.
Methodology
The data is collected through surveys of financial institutions and calculated as an average weighted interest rate for specified certificate of deposit parameters.
Historical Context
Policymakers and financial analysts use this trend to assess monetary policy effectiveness, banking sector health, and potential investment strategies.
Key Facts
- Represents 60-month CD rates for deposits under $100 million
- Provides insight into medium-term financial market conditions
- Used as a benchmark for fixed-income investment analysis
FAQs
Q: What does TYRCA60MCD represent?
A: It represents the Treasury Yield Rate Cap Adjusted for 60-month Certificates of Deposit under $100 million, tracking medium-term deposit interest rates.
Q: How is this rate calculated?
A: The rate is calculated through surveys of financial institutions, averaging weighted interest rates for specified CD parameters.
Q: Why do economists track this metric?
A: It provides insights into current interest rate environments, banking sector health, and potential investment opportunities.
Q: How can investors use this information?
A: Investors can use this trend to compare CD rates, assess potential returns, and make informed decisions about fixed-income investments.
Q: How frequently is this data updated?
A: The data is typically updated regularly by the Federal Reserve, with frequency depending on market conditions and reporting cycles.
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Citation
U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 60 Month CD <100M [TYRCA60MCD], retrieved from FRED.
Last Checked: 8/1/2025