Treasury Yield: Rate Cap Adjusted: 36 Month CD <100M
TYRCA36MCD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.17
Year-over-Year Change
-19.84%
Date Range
4/1/2021 - 7/1/2025
Summary
The Treasury Yield: Rate Cap Adjusted: 36 Month CD <100M represents the interest rate for certificates of deposit with a specific maturity and deposit size. This metric provides insights into short-to-medium term investment returns and reflects broader market interest rate conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator tracks the yield for 36-month certificates of deposit under $100 million, which serves as a benchmark for fixed-income investments. Economists and financial analysts use this rate to understand short-term lending costs and potential investment returns.
Methodology
The rate is calculated by surveying financial institutions and aggregating their offered rates for 36-month certificates of deposit within the specified size range.
Historical Context
This data point is used by policymakers, investors, and financial institutions to assess current lending environments and make informed investment and monetary policy decisions.
Key Facts
- Represents 36-month CD rates for deposits under $100 million
- Provides insight into short-term investment returns
- Used as a benchmark for fixed-income investment strategies
FAQs
Q: What does this rate indicate?
A: This rate shows the interest rate for 36-month certificates of deposit under $100 million, reflecting current market lending conditions.
Q: How often is this rate updated?
A: The rate is typically updated regularly, with frequency depending on market conditions and Federal Reserve reporting schedules.
Q: Why is this rate important for investors?
A: It provides a benchmark for fixed-income investments and helps investors understand potential returns for short-to-medium term deposits.
Q: How does this rate relate to broader economic conditions?
A: The rate reflects current monetary policy, inflation expectations, and overall economic health.
Q: Can this rate be used for financial planning?
A: Yes, investors and financial planners can use this rate to compare investment options and make informed decisions about short-term savings strategies.
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Related Trends
Citation
U.S. Federal Reserve, Treasury Yield: Rate Cap Adjusted: 36 Month CD <100M [TYRCA36MCD], retrieved from FRED.
Last Checked: 8/1/2025