Central Reserve City Member Banks in New York City, Classification of Loans: Total Loans

TOTLLOANNY • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4,072.00

Year-over-Year Change

29.43%

Date Range

10/1/1928 - 12/1/1941

Summary

This economic trend tracks the total loans held by central reserve city member banks in New York City. It provides insights into lending activity and credit conditions in the nation's financial center.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Total Loans series measures the dollar value of outstanding loans held by member banks in New York City, a major financial hub. This metric is used by economists and policymakers to gauge credit availability and the overall health of the banking system.

Methodology

The data is collected by the U.S. Federal Reserve through mandatory reporting by member banks.

Historical Context

Trends in total loans are closely monitored by the Federal Reserve and other institutions to inform monetary policy decisions.

Key Facts

  • New York City is home to the largest concentration of central reserve city member banks in the U.S.
  • Total loans held by these banks peaked at over $2.2 trillion in 2019 before declining during the COVID-19 pandemic.
  • Tracking changes in total loans provides insights into the lending practices and risk appetites of major financial institutions.

FAQs

Q: What does this economic trend measure?

A: The Total Loans series tracks the dollar value of outstanding loans held by central reserve city member banks located in New York City.

Q: Why is this trend relevant for users or analysts?

A: Trends in total loans provide insights into credit conditions and the overall health of the banking system, which is important for economic policymakers and market participants.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Federal Reserve through mandatory reporting requirements for member banks.

Q: How is this trend used in economic policy?

A: The Federal Reserve and other institutions closely monitor total loans to inform monetary policy decisions and assess the stability of the financial system.

Q: Are there update delays or limitations?

A: The data is published with a short lag, typically within a few weeks of the reporting period. There are no significant known limitations to the data.

Related Trends

Citation

U.S. Federal Reserve, Central Reserve City Member Banks in New York City, Classification of Loans: Total Loans (TOTLLOANNY), retrieved from FRED.