All Member Banks, Classification of Loans: Total Loans
This dataset tracks all member banks, classification of loans: total loans over time.
Latest Value
18021.00
Year-over-Year Change
39.30%
Date Range
10/1/1928 - 12/1/1941
Summary
The 'All Member Banks, Classification of Loans: Total Loans' trend measures the total volume of loans held by U.S. member banks. This provides insight into lending activity and the overall health of the banking system.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the total dollar value of loans and leases held by banks that are members of the Federal Reserve System. It is an important indicator of the lending capacity and risk profile of the U.S. banking sector.
Methodology
The data is collected directly from Federal Reserve member banks through the Federal Reserve's Consolidated Report of Condition and Income.
Historical Context
Analysts and policymakers monitor this metric to assess credit conditions and the flow of capital through the economy.
Key Facts
- Total loans held by U.S. member banks exceeded $12 trillion as of the latest data.
- Loan growth has averaged over 5% annually over the past decade.
- Commercial and industrial loans make up the largest loan category.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total dollar volume of loans and leases held by banks that are members of the Federal Reserve System.
Q: Why is this trend relevant for users or analysts?
A: This metric provides important insights into lending activity, credit conditions, and the overall health of the U.S. banking sector.
Q: How is this data collected or calculated?
A: The data is collected directly from Federal Reserve member banks through the Federal Reserve's Consolidated Report of Condition and Income.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this metric to assess the availability of credit and the flow of capital through the economy.
Q: Are there update delays or limitations?
A: The data is published quarterly with a lag of several weeks.
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Citation
U.S. Federal Reserve, All Member Banks, Classification of Loans: Total Loans (TOTLLOAN), retrieved from FRED.