Millions of Dollars, Not Seasonally Adjusted
This dataset tracks millions of dollars, not seasonally adjusted over time.
Latest Value
4655.00
Year-over-Year Change
10.70%
Date Range
1/1/2002 - 6/1/2025
Summary
This economic trend measures the value of total loans and leases at commercial banks in the United States, not seasonally adjusted. It is an important indicator of the health and activity of the U.S. banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Total Loans and Leases at Commercial Banks trend represents the outstanding value of all loans and leases held by commercial banks across the country. It is a broad measure of credit conditions and financial intermediation, providing insight into the lending activities of the U.S. banking system.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release.
Historical Context
This trend is closely monitored by policymakers, analysts, and market participants to assess the state of credit markets and the broader economy.
Key Facts
- The total value of loans and leases held by U.S. commercial banks was over $11 trillion as of the latest data.
- Commercial bank lending represents a significant share of overall credit intermediation in the U.S. economy.
- Trends in total loans and leases can signal changes in consumer and business borrowing patterns.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total outstanding value of loans and leases held by commercial banks in the United States, providing insight into credit conditions and financial intermediation.
Q: Why is this trend relevant for users or analysts?
A: The total loans and leases trend is an important indicator of the health and activity of the U.S. banking sector, which plays a crucial role in credit markets and the broader economy.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release.
Q: How is this trend used in economic policy?
A: Policymakers, analysts, and market participants closely monitor this trend to assess the state of credit conditions and the overall financial system.
Q: Are there update delays or limitations?
A: The total loans and leases data is released weekly by the Federal Reserve, providing timely information on the lending activities of U.S. commercial banks.
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Citation
U.S. Federal Reserve, Millions of Dollars, Not Seasonally Adjusted (TLSWDCON), retrieved from FRED.