All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings
This dataset tracks all member banks, classification of deposits: time: individuals, partnerships, corporations, etc.: savings over time.
Latest Value
10513.00
Year-over-Year Change
13.72%
Date Range
10/1/1928 - 12/1/1941
Summary
The 'All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings' trend measures the total savings deposits held by individuals, partnerships, and corporations at U.S. commercial banks. This metric is a key indicator of consumer and business financial health and savings patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This Federal Reserve data series tracks the total dollar amount of time deposits, including savings accounts, held by non-bank entities like households and businesses at all commercial banks in the United States. It provides insight into the savings behavior and liquidity preferences of the private sector.
Methodology
The data is collected directly from U.S. commercial banks as part of the Federal Reserve's weekly reporting on the monetary base and bank balance sheets.
Historical Context
Policymakers and economists monitor this series to gauge consumer and business confidence, as well as the overall liquidity and lending capacity of the banking system.
Key Facts
- Time deposits make up over 25% of total U.S. bank deposits.
- Savings deposits peaked at $10.7 trillion in 2020 during the COVID-19 pandemic.
- Time deposit growth slowed to 2.4% year-over-year as of 2022.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total dollar amount of time deposits, including savings accounts, held by individuals, partnerships, and corporations at all U.S. commercial banks.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer and business savings patterns, which is an important indicator of financial health, confidence, and the overall liquidity of the banking system.
Q: How is this data collected or calculated?
A: The data is collected directly from U.S. commercial banks as part of the Federal Reserve's weekly reporting on the monetary base and bank balance sheets.
Q: How is this trend used in economic policy?
A: Policymakers and economists monitor this series to gauge consumer and business confidence, as well as the overall liquidity and lending capacity of the banking system.
Q: Are there update delays or limitations?
A: The data is published weekly with a short lag, providing timely insights into evolving savings patterns.
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Citation
U.S. Federal Reserve, All Member Banks, Classification of Deposits: Time: Individuals, Partnerships, Corporations, etc.: Savings (TIIPCSV), retrieved from FRED.