Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Wednesday Level
TERMT • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/14/2006 - 8/6/2025
Summary
Tracks term deposits held by depository institutions at Federal Reserve Banks. Provides insight into bank liquidity and monetary policy implementation strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric represents the volume of time-based deposits that banks place with the Federal Reserve outside of standard reserve balances.
Methodology
Measured weekly, capturing Wednesday-level deposit volumes from financial institutions.
Historical Context
Used by policymakers to assess banking system liquidity and monetary policy effectiveness.
Key Facts
- Indicates banks' short-term deposit strategies
- Reflects Federal Reserve monetary management
- Weekly measurement provides current financial insights
FAQs
Q: What are term deposits at the Federal Reserve?
A: Time-based deposits banks place with the Fed outside standard reserve requirements. They help manage bank liquidity.
Q: How do term deposits impact monetary policy?
A: They provide the Federal Reserve additional tools to manage banking system liquidity and implement monetary strategies.
Q: Why do banks use term deposits?
A: To earn interest, manage excess reserves, and maintain flexible financial positioning.
Q: How often is this data updated?
A: The TERMT series is updated weekly, typically reflecting Wednesday's deposit levels.
Q: Are term deposits mandatory?
A: No, they are voluntary financial instruments used by banks for strategic liquidity management.
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Related Trends
Assets: Securities Held Outright: U.S. Treasury Securities: Maturing in 16 Days to 90 Days: Change in Wednesday Level from Previous Wednesday Level
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Assets: Securities Held Outright: U.S. Treasury Securities: Change in Week Average from Previous Week Average
RESPPALGUOXAWXCH1NWW
Memorandum Items: Securities Lent to Dealers: Overnight Facility, Federal Agency Debt Securities: Change in Week Average from Previous Week Average
RESH4DOFXAWXCH1NWW
Assets: Securities Held Outright: U.S. Treasury Securities: Inflation Compensation: Change in Wednesday Level from Previous Wednesday Level
RESPPALGUOMCXCH1NWW
Collateralization of Currency: Memo Items: U.S. Treasury, Agency Debt, and Mortgage-Backed Securities Eligible to Be Pledged: Wednesday Level
RESPPNTEPNWW
Assets: Liquidity and Credit Facilities: Loans: Maturing in over 1 Year to 5 Years: Wednesday Level
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Citation
U.S. Federal Reserve, Liabilities and Capital: Liabilities: Deposits with F.R. Banks (TERMT), retrieved from FRED.