Liabilities and Capital: Liabilities: Term Deposits: Maturing Within 15 Days: Wednesday Level
TERM15 • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/14/2006 - 8/6/2025
Summary
Term deposits represent short-term financial instruments used by banks to manage liquidity and funding. They are critical indicators of banking system financial health and monetary policy transmission.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Term deposits are bank-held financial instruments maturing within 15 days. They reflect banks' short-term funding strategies and liquidity management approaches.
Methodology
Weekly data collection tracking bank-held term deposits by Federal Reserve.
Historical Context
Used by monetary policymakers to assess banking system short-term funding dynamics.
Key Facts
- Indicates bank short-term funding strategies
- Reflects banking system liquidity conditions
- Important monetary policy indicator
FAQs
Q: What are term deposits?
A: Short-term financial instruments held by banks, maturing within 15 days. They help manage bank liquidity and funding needs.
Q: Why do banks use term deposits?
A: To manage short-term funding requirements and maintain required liquidity levels. They provide flexible financial management tools.
Q: How frequently is term deposit data updated?
A: Weekly data collection provides current insights into banking system financial conditions.
Q: Do term deposits impact monetary policy?
A: Yes, they are important indicators of banking system health and monetary policy transmission mechanisms.
Q: What do changes in term deposits signify?
A: Fluctuations can indicate shifts in bank lending strategies, liquidity preferences, and overall financial market conditions.
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Citation
U.S. Federal Reserve, Term Deposits (TERM15), retrieved from FRED.