Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans
SUBLPDHMSMNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
-64.29%
Date Range
1/1/2015 - 7/1/2025
Summary
Measures banks' tightening standards for non-qualified mortgage non-jumbo loans. Provides critical insight into mortgage lending conditions and credit market accessibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the net percentage of domestic banks implementing stricter lending standards for specific mortgage categories.
Methodology
Calculated through quarterly survey of bank lending practices and standards.
Historical Context
Used by policymakers to monitor mortgage market credit conditions.
Key Facts
- Reflects mortgage lending market accessibility
- Indicates potential credit market tightness
- Quarterly updated economic indicator
FAQs
Q: What does this economic indicator measure?
A: Tracks banks' tightening standards for non-qualified, non-jumbo mortgage loans.
Q: How frequently is this data updated?
A: Updated quarterly through Federal Reserve lending surveys.
Q: Why is this important for homebuyers?
A: Indicates potential difficulty in obtaining mortgage loans and credit market conditions.
Q: How can investors use this data?
A: Helps assess banking sector lending practices and potential economic constraints.
Q: What are the data's potential limitations?
A: Represents bank perceptions and may not capture entire mortgage market dynamics.
Related Trends
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Increased Customer Internally Generated Funds Was a Somewhat Important Reason
SUBLPFCIRWGSNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason
SUBLPDCIRSPSLGNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Accounts Receivable Financing Needs Was a Very Important Reason
SUBLPDCIRSAVOTHNQ
Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Auto Loans
SUBLPDCLATRLGNQ
Number of Other Domestic Banks That Eased and Reported That Increased Liquidity in the Secondary Market for These (Commercial and Industrial) Loans Was a Very Important Reason
SUBLPDCIRESVOTHNQ
Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPFCIRSMNNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Tightening Standards for Non-Qualified Mortgage Non-Jumbo Mortgage Loans (SUBLPDHMSMNQ), retrieved from FRED.