Net Percentage of Large Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Non-Jumbo Mortgage Loans
SUBLPDHMDMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-6.30
Year-over-Year Change
-88.25%
Date Range
1/1/2015 - 7/1/2025
Summary
Tracks changes in bank lending appetite for non-qualified mortgage loans. Provides insight into residential lending market conditions and bank risk assessment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the net percentage of large domestic banks reporting increased demand for specific mortgage loan categories. Indicates lending market sentiment and potential housing market trends.
Methodology
Calculated through quarterly bank lending survey responses comparing loan demand changes.
Historical Context
Used by policymakers to assess credit market health and lending environment.
Key Facts
- Reflects bank lending sentiment quarterly
- Indicates potential housing market shifts
- Measures non-standard mortgage loan demand
FAQs
Q: What does this lending indicator measure?
A: Tracks changes in bank demand for non-qualified mortgage loans. Provides insight into lending market conditions.
Q: Why are non-qualified mortgage loans important?
A: They represent lending outside standard conforming loan guidelines. Indicate bank risk appetite and market flexibility.
Q: How often is this data updated?
A: Typically updated quarterly through Federal Reserve bank lending surveys.
Q: What impacts this lending metric?
A: Economic conditions, interest rates, and bank risk assessment strategies influence lending demand.
Q: Can this indicator predict housing market trends?
A: Provides early signals about potential changes in mortgage lending and housing market conditions.
Related Trends
Net Percentage of Large Domestic Banks Increasing the Minimum Required Credit Score for Credit Card Loans
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Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans From Small Firms
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Number of Other Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was Not an Important Reason
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Net Percentage of Foreign Banks Tightening Loan Covenants
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Net Percentage of Large Domestic Banks Tightening Standards for Auto Loans
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Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Somewhat Important Reason
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Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Non-Jumbo Mortgage Loans (SUBLPDHMDMLGNQ), retrieved from FRED.