Net Percentage of Large Domestic Banks Reporting Stronger Demand for Credit Card Loans
SUBLPDCLCDLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
5.00
Year-over-Year Change
-67.53%
Date Range
4/1/2011 - 7/1/2025
Summary
Tracks credit card loan demand among large domestic banks. Provides critical insight into consumer borrowing trends and banking sector credit appetite.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures the net percentage of large banks experiencing increased demand for credit card loans. It reflects consumer financial confidence and lending market dynamics.
Methodology
Calculated through quarterly bank lending survey responses comparing credit demand changes.
Historical Context
Used by Federal Reserve to assess consumer credit market health and potential economic indicators.
Key Facts
- Quarterly survey-based metric
- Indicates consumer credit market trends
- Reflects banking sector lending perspectives
FAQs
Q: What does this economic indicator measure?
A: It tracks changes in credit card loan demand among large domestic banks through a net percentage metric.
Q: How often is this data updated?
A: The survey is typically conducted quarterly, providing current insights into lending trends.
Q: Why do economists watch this indicator?
A: It helps predict consumer spending, credit market health, and potential economic shifts.
Q: How is the net percentage calculated?
A: Banks report increased or decreased loan demand, with the difference creating the net percentage.
Q: What impacts this indicator?
A: Economic conditions, interest rates, and consumer confidence significantly influence credit card loan demand.
Related Trends
Number of Other Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Somewhat Important Reason
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Number of Foreign Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was a Somewhat Important Reason
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Net Percentage of Large Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMDQLGNQ
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason
SUBLPDCIRWPSLGNQ
Number of Domestic Banks That Eased and Reported That More Favorable Economic Outlook Was a Very Important Reason
SUBLPDCIREOVNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPDCIRWSVNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reporting Stronger Demand for Credit Card Loans (SUBLPDCLCDLGNQ), retrieved from FRED.