Net Percentage of Large Domestic Banks Reducing the Maximum Size of Auto Loans
SUBLPDCLATMLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-11.80
Year-over-Year Change
29.67%
Date Range
4/1/2011 - 7/1/2025
Summary
Tracks changes in auto loan lending practices among large domestic banks. Provides insight into credit market conditions and banking sector risk assessment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures banks' willingness to reduce maximum auto loan sizes. It reflects broader economic conditions and lending sentiment.
Methodology
Surveys large domestic banks about their lending practices quarterly.
Historical Context
Used by policymakers to assess credit market tightening and economic conditions.
Key Facts
- Indicates potential credit market contraction
- Reflects bank risk assessment strategies
- Quarterly survey-based metric
FAQs
Q: What does this metric indicate about auto lending?
A: It shows banks' changing appetite for auto loan risk. Lower values suggest more conservative lending practices.
Q: How often is this data updated?
A: The survey is conducted quarterly by the Federal Reserve.
Q: Why do banks reduce auto loan maximum sizes?
A: Economic uncertainty or increased perceived risk can prompt banks to tighten lending standards.
Q: How do these changes impact consumers?
A: Reduced loan sizes can make auto financing more challenging for potential buyers.
Q: Is this metric a leading economic indicator?
A: It can signal broader economic trends in consumer lending and financial market conditions.
Related Trends
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPDCIRWMNLGNQ
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPFCIRWENNQ
Net Percentage of Large Domestic Banks Reporting Stronger Demand for Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXDLGNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRWSNOTHNQ
Number of Large Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Inventory Financing Needs Was a Somewhat Important Reason
SUBLPDCIRWISLGNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing From Other Bank or Nonbank Sources Was Not an Important Reason
SUBLPDCIRSSNOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Reducing the Maximum Size of Auto Loans (SUBLPDCLATMLGNQ), retrieved from FRED.