Net Percentage of Other Domestic Banks Increasing Premiums Charged on Riskier Loans for Small Firms
SUBLPDCISTROTHNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.80
Year-over-Year Change
-37.18%
Date Range
10/1/1998 - 7/1/2025
Summary
Measures the percentage of other domestic banks increasing loan premiums for small firms. Provides critical insight into small business lending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks changes in loan pricing for small firms across domestic banks. It reflects risk assessment and lending environment for small businesses.
Methodology
Surveys other domestic banks about changes in loan premiums for small firm lending.
Historical Context
Used to understand small business credit accessibility and banking risk perceptions.
Key Facts
- Tracks loan premium increases for small firms
- Indicates banking sector risk assessment
- Reflects small business lending conditions
FAQs
Q: What does this economic indicator reveal?
A: Shows how banks are adjusting loan premiums for small firms. Indicates perceived lending risks.
Q: Why are loan premiums important?
A: They reflect banks' risk assessments and can impact small business access to credit.
Q: How frequently is this data collected?
A: Typically gathered through periodic bank surveys to capture current lending trends.
Q: What does an increase in premiums suggest?
A: Higher premiums may indicate increased perceived risk in small business lending markets.
Q: Are there limitations to this data?
A: Represents a sample of banks and may not capture entire small business lending landscape.
Related Trends
Net Percentage of Domestic Banks Reporting Stronger Demand for Commercial and Industrial Loans From Large and Middle-Market Firms
DRSDCILM
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Shifts in Customer Borrowing to Other Bank or Nonbank Sources Was a Very Important Reason
SUBLPFCIRWSVNQ
Number of Other Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Very Important Reason
SUBLPDCIRWEVOTHNQ
Net Percentage of Large Domestic Banks Tightening Standards for GSE-Eligible Mortgage Loans
SUBLPDHMSELGNQ
Number of Large Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSLGNQ
Number of Large Domestic Banks That Eased and Reported That Improvement in Industry-Specific Problems Was a Somewhat Important Reason
SUBLPDCIREISLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Other Domestic Banks Increasing Premiums Charged on Riskier Loans for Small Firms (SUBLPDCISTROTHNQ), retrieved from FRED.