Net Percentage of Large Domestic Banks Increasing the Cost of Credit Lines to Small Firms
SUBLPDCISTCLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-10.00
Year-over-Year Change
-200.00%
Date Range
7/1/1990 - 7/1/2025
Summary
Measures changes in credit line costs for small firms from large domestic banks. Provides critical insight into small business financing conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks banks' decisions to increase credit line costs for small businesses. It reflects lending market dynamics.
Methodology
Quarterly survey of large domestic banks about credit line pricing strategies.
Historical Context
Critical for understanding small business access to capital and economic health.
Key Facts
- Indicates small business lending environment
- Reflects bank risk assessment strategies
- Quarterly survey-based metric
FAQs
Q: What does this metric reveal about small business lending?
A: It shows how banks are adjusting credit line costs, indicating lending market conditions.
Q: How frequently is this data collected?
A: The survey is conducted quarterly by the Federal Reserve.
Q: Why would banks increase credit line costs?
A: Economic uncertainty or increased perceived risk can lead to higher lending costs.
Q: How do these changes impact small businesses?
A: Higher credit costs can make financing more expensive and challenging for small firms.
Q: Is this a reliable economic indicator?
A: Yes, it provides valuable insights into small business financing and economic conditions.
Related Trends
Net Percentage of Other Domestic Banks Tightening Loan Covenants for Small Firms
SUBLPDCISTLOTHNQ
Number of Other Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was Not an Important Reason
SUBLPDCIRTINOTHNQ
Number of Other Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Very Important Reason
SUBLPDCIRTLVOTHNQ
Number of Foreign Banks That Eased and Reported That More Aggressive Competition From Other Banks or Nonbank Lenders Was a Very Important Reason
SUBLPFCIREAVNQ
Net Percentage of Domestic Banks Reporting Stronger Demand for Qualified Mortgage Non-Jumbo, Non-GSE-Eligible Mortgage Loans
SUBLPDHMDQNQ
Number of Domestic Banks That Eased and Reported That Improvement in Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRELSNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Increasing the Cost of Credit Lines to Small Firms (SUBLPDCISTCLGNQ), retrieved from FRED.