Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason
SUBLPDCIRTLNNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
13.00
Year-over-Year Change
-48.00%
Date Range
10/1/2007 - 7/1/2025
Summary
Measures banks' liquidity constraints and lending tightness. Provides critical insight into banking sector financial health and risk perception.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks the number of domestic banks reporting tightened lending conditions. It reflects banking sector risk assessment and monetary conditions.
Methodology
Quarterly survey of domestic banks reporting liquidity and lending constraints.
Historical Context
Used by policymakers to understand banking sector stress and potential credit market challenges.
Key Facts
- Quarterly banking sector survey
- Indicates lending environment changes
- Reflects bank risk perception
FAQs
Q: What does this economic indicator reveal?
A: It shows the number of banks tightening lending standards due to liquidity concerns. Indicates potential credit market stress.
Q: Why is bank liquidity important?
A: Liquidity ensures banks can meet financial obligations and continue lending. It's crucial for economic stability.
Q: How often is this data collected?
A: The survey is typically conducted quarterly by the Federal Reserve.
Q: What factors influence bank liquidity?
A: Interest rates, economic conditions, regulatory requirements, and overall financial market health impact bank liquidity.
Q: Can this indicator predict economic challenges?
A: It provides early signals of potential credit market constraints and banking sector stress.
Related Trends
Number of Other Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Very Important Reason
SUBLPDCIRTRVOTHNQ
Number of Foreign Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was Not an Important Reason
SUBLPFCIRWENNQ
Number of Large Domestic Banks That Tightened and Reported That Increase in Defaults by Borrowers in Public Debt Markets Was a Somewhat Important Reason
SUBLPDCIRTDSLGNQ
Number of Large Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Somewhat Important Reason
SUBLPDCIRTRSLGNQ
Net Percentage of Large Domestic Banks Reporting Stronger Demand for HELOCs
SUBLPDCLHDLGNQ
Number of Domestic Banks That Reported Weaker Commercial and Industrial Loan Demand and Reported That Decreased Customer Investment in Plant or Equipment Was a Very Important Reason
SUBLPDCIRWEVNQ
Citation
U.S. Federal Reserve, Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was Not an Important Reason (SUBLPDCIRTLNNQ), retrieved from FRED.