Net Percentage of Domestic Banks Increasing Collateral Requirements for Large and Middle-Market Firms
SUBLPDCILTQNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
6.50
Year-over-Year Change
-38.68%
Date Range
4/1/1990 - 7/1/2025
Summary
Measures banks' changes in collateral requirements for large and middle-market firms. Provides critical insight into lending risk assessment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks how banks adjust collateral demands for corporate lending. Indicates banks' risk perception and credit market conditions.
Methodology
Surveys report net percentage of banks increasing collateral requirements.
Historical Context
Used to assess corporate lending risk and credit market tightness.
Key Facts
- Reflects bank risk assessment strategies
- Indicates corporate lending market conditions
- Signals potential credit market changes
FAQs
Q: What does increasing collateral requirements mean?
A: Banks require more security for loans, indicating increased perceived lending risk.
Q: Why do banks change collateral requirements?
A: To manage financial risk during economic uncertainty or market volatility.
Q: How does this impact businesses?
A: Higher collateral requirements can make corporate borrowing more challenging and expensive.
Q: What economic factors influence this indicator?
A: Economic uncertainty, market conditions, and overall financial sector health.
Q: How frequently is this data updated?
A: Typically part of quarterly or semi-annual banking sector surveys.
Related Trends
Number of Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Inventory Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSISNQ
Large Bank Definition by Total Assets
SUBLPDMCONQ
Number of Other Domestic Banks That Eased and Reported That Reduction in Defaults by Borrowers in Public Debt Markets Was Not an Important Reason
SUBLPDCIREDNOTHNQ
Number of Other Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Very Important Reason
SUBLPDCIRTRVOTHNQ
Number of Domestic Banks That Eased and Reported That Improvement in Industry-Specific Problems Was a Very Important Reason
SUBLPDCIREIVNQ
Number of Other Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was Not an Important Reason
SUBLPDCIRSMNOTHNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Increasing Collateral Requirements for Large and Middle-Market Firms (SUBLPDCILTQNQ), retrieved from FRED.