Net Percentage of Large Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms
SUBLPDCILSLGNQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.50
Year-over-Year Change
-83.02%
Date Range
4/1/1990 - 7/1/2025
Summary
Tracks lending standards for commercial and industrial loans to large and middle-market firms. Provides crucial insight into business credit accessibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures the net percentage of large banks tightening credit standards for business loans. Indicates corporate lending environment.
Methodology
Surveys of large domestic banks report changes in commercial and industrial loan standards.
Historical Context
Key indicator of business credit conditions and potential economic constraints.
Key Facts
- Reflects banks' willingness to lend to businesses
- Indicates potential economic growth constraints
- Important for corporate financial planning
FAQs
Q: What does this trend reveal about business lending?
A: Shows how banks are adjusting loan standards for large and middle-market companies. Reflects economic uncertainty.
Q: How frequently is this data collected?
A: Updated quarterly through the Federal Reserve's bank lending survey.
Q: Why do lending standards change?
A: Banks adjust standards based on economic conditions, risk assessment, and market outlook.
Q: How do tighter standards impact businesses?
A: Can make it more difficult and expensive for companies to access credit for expansion or operations.
Q: What does a high percentage indicate?
A: More banks are making it harder for businesses to obtain loans. Suggests increased economic caution.
Related Trends
Number of Other Domestic Banks That Tightened and Reported That Reduced Tolerance for Risk Was a Somewhat Important Reason
SUBLPDCIRTRSOTHNQ
Net Percentage of Large Domestic Banks Tightening Loan Covenants for Small Firms
SUBLPDCISTLLGNQ
Net Percentage of Large Domestic Banks Tightening Standards for Consumer Loans Excluding Credit Card and Auto Loans
SUBLPDCLXSLGNQ
Number of Domestic Banks That Eased and Reported That Increased Tolerance for Risk Was Not an Important Reason
SUBLPDCIRERNNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customers' Precautionary Demand for Cash and Liquidity Was a Somewhat Important Reason
SUBLPDCIRSPSLGNQ
Number of Large Domestic Banks That Reported Stronger Commercial and Industrial Loan Demand and Reported That Increased Customer Merger or Acquisition Financing Needs Was a Somewhat Important Reason
SUBLPDCIRSMSLGNQ
Citation
U.S. Federal Reserve, Net Percentage of Large Domestic Banks Tightening Standards for Commercial and Industrial Loans to Large and Middle-Market Firms (SUBLPDCILSLGNQ), retrieved from FRED.