Net Percentage of Domestic Banks Reporting Increased Number of Inquiries for Commercial and Industrial Loans
SUBLPDCIAINQ • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-13.10
Year-over-Year Change
-973.33%
Date Range
7/1/2003 - 7/1/2025
Summary
Tracks bank interest in commercial and industrial lending through inquiry volumes. Provides critical insight into business credit demand and economic expansion potential.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric measures the net percentage of domestic banks experiencing increased inquiries for business loans. It serves as a leading indicator of potential economic activity.
Methodology
Surveyed banks report changes in commercial loan inquiry volumes quarterly.
Historical Context
Federal Reserve uses this data to assess credit market conditions and potential economic momentum.
Key Facts
- Indicates potential business investment trends
- Reflects bank lending appetite
- Quarterly survey-based metric
FAQs
Q: What do commercial loan inquiries indicate?
A: Increased inquiries suggest growing business confidence and potential economic expansion. More inquiries typically signal positive economic sentiment.
Q: How often is this data updated?
A: The survey is typically conducted quarterly by the Federal Reserve. Data reflects recent lending environment trends.
Q: Why do banks track loan inquiries?
A: Loan inquiries help banks forecast potential lending volumes and assess market demand for business credit.
Q: How reliable is this economic indicator?
A: As a Federal Reserve survey, the data provides credible insights into lending market conditions. It's considered a respected economic signal.
Q: Can this metric predict economic cycles?
A: While not definitive, increased loan inquiries can suggest potential economic growth or contraction in business sectors.
Related Trends
Number of Domestic Banks That Eased and Reported That Reduced Concerns About the Effects of Legislative Changes, Supervisory Actions, or Changes in Accounting Standards Was a Somewhat Important Reason
SUBLPDCIREESNQ
Number of Domestic Banks That Tightened and Reported That Worsening of Industry-Specific Problems Was a Somewhat Important Reason
SUBLPDCIRTISNQ
Net Percentage of Other Domestic Banks Reporting Stronger Demand for Non-Qualified Mortgage Jumbo Mortgage Loans
SUBLPDHMDKOTHNQ
Number of Domestic Banks That Tightened and Reported That Current or Expected Liquidity Position Was a Somewhat Important Reason
SUBLPDCIRTLSNQ
Net Percentage of Domestic Banks Tightening Policies on Credit Card Loans to Customers That Do Not Meet Credit Scoring Thresholds
SUBLPDCLCTENQ
Net Percentage of Domestic Banks Tightening Standards on Business Loans, Weighted by Banks' Outstanding Loan Balances by Category
SUBLPDMBSXWBNQ
Citation
U.S. Federal Reserve, Net Percentage of Domestic Banks Reporting Increased Number of Inquiries for Commercial and Industrial Loans (SUBLPDCIAINQ), retrieved from FRED.