Domestic Finance Companies, Cash and Cash Equivalents, Level

STFAFCNQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

52,776.28

Year-over-Year Change

-1.17%

Date Range

10/1/2010 - 1/1/2025

Summary

This economic trend measures the level of cash and cash equivalents held by domestic finance companies. It provides insight into the liquidity and financial health of a key sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Domestic Finance Companies, Cash and Cash Equivalents, Level indicator tracks the total amount of highly liquid assets held by U.S. finance companies. This metric offers a window into the industry's capacity to meet short-term obligations and its overall financial stability.

Methodology

The data is collected and reported by the U.S. Federal Reserve through its Flow of Funds Accounts.

Historical Context

Economists and policymakers monitor this trend to assess financial system risks and the broader economic conditions.

Key Facts

  • Finance companies hold over $1 trillion in cash and equivalents.
  • Cash levels have risen steadily since the 2008 financial crisis.
  • High cash holdings can indicate a cautious industry outlook.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total level of cash and highly liquid assets held by U.S. domestic finance companies, providing insight into industry liquidity and financial health.

Q: Why is this trend relevant for users or analysts?

A: This metric is closely watched by economists and policymakers to assess broader financial system risks and economic conditions, as finance companies' cash holdings reflect their ability to meet short-term obligations.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve through its Flow of Funds Accounts.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor this trend to gauge the liquidity and financial stability of the finance sector, which can inform decisions on monetary policy, regulatory oversight, and broader economic management.

Q: Are there update delays or limitations?

A: The data is published quarterly by the Federal Reserve with a typical lag of 2-3 months.

Related Trends

Citation

U.S. Federal Reserve, Domestic Finance Companies, Cash and Cash Equivalents, Level (STFAFCNQ), retrieved from FRED.