Share Prices: All Shares/Broad: Total for United States

Annual

SPASTT01USA657N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

17.59

Year-over-Year Change

915.25%

Date Range

1/1/1958 - 1/1/2024

Summary

The Annual trend measures the year-over-year change in U.S. personal saving as a percentage of disposable personal income. This key economic indicator provides insight into household savings and consumption patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual personal saving rate represents the percentage of disposable personal income that U.S. households save rather than spend. This long-term trend is closely watched by economists and policymakers to gauge consumer confidence and economic health.

Methodology

The data is calculated by the U.S. Bureau of Economic Analysis based on national income and product accounts.

Historical Context

The personal saving rate is an important input for fiscal and monetary policy decisions.

Key Facts

  • The U.S. personal saving rate averaged 6.1% in 2022.
  • Saving rates tend to rise during economic downturns and fall during expansions.
  • Historically, the U.S. personal saving rate has ranged from 2.2% to 17.3%.

FAQs

Q: What does this economic trend measure?

A: The Annual personal saving rate measures the percentage of disposable personal income that U.S. households save rather than spend.

Q: Why is this trend relevant for users or analysts?

A: The personal saving rate is a key indicator of consumer confidence and economic health, providing insights into household spending and savings patterns.

Q: How is this data collected or calculated?

A: The data is calculated by the U.S. Bureau of Economic Analysis based on national income and product accounts.

Q: How is this trend used in economic policy?

A: The personal saving rate is an important input for fiscal and monetary policy decisions, as it reflects consumer behavior and economic conditions.

Q: Are there update delays or limitations?

A: The personal saving rate data is published monthly with a lag of approximately one month.

Related Trends

Citation

U.S. Federal Reserve, Annual (SPASTT01USA657N), retrieved from FRED.