74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
SFQ74B4TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across financial markets. Provides critical insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures collateral spread variations for most favored clients in consumer ABS markets. Indicates potential shifts in credit accessibility and financing conditions.
Methodology
Surveyed data from financial institutions tracking funding term adjustments.
Historical Context
Used by policymakers and investors to assess credit market health and risk.
Key Facts
- Reflects funding term changes for consumer securities
- Indicates credit market flexibility
- Critical for understanding lending environment
FAQs
Q: What do collateral spreads indicate?
A: Collateral spreads measure risk premiums in asset-backed securities. They reflect lending market conditions.
Q: Why are consumer ABS funding terms important?
A: They signal credit market health and potential lending constraints. Investors use them to assess risk.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture evolving market conditions.
Q: Who uses this data?
A: Investors, financial analysts, and policymakers track these trends for market insights.
Q: What impacts collateral spreads?
A: Economic conditions, credit risk, and institutional lending strategies influence spreads.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B4TCNR), retrieved from FRED.