74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Eased Considerably
SFQ74B2ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities for most favored clients. Provides critical insights into credit market flexibility.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures how lending terms for consumer asset-backed securities have evolved, particularly for top-tier clients. Indicates credit market adaptability.
Methodology
Quarterly survey of financial institutions reporting changes in lending terms.
Historical Context
Used to assess credit market conditions and potential economic lending trends.
Key Facts
- Focuses on maximum maturity for top-tier clients
- Indicates significant easing of lending terms
- Quarterly measurement of credit market conditions
FAQs
Q: What does 'eased considerably' mean?
A: Indicates significantly more favorable lending terms for top-tier clients. Suggests increased credit market flexibility.
Q: Why track maximum maturity?
A: Maximum maturity reflects lenders' confidence and willingness to extend longer-term credit.
Q: How do these terms impact consumers?
A: More favorable terms can lead to easier credit access and potentially lower borrowing costs.
Q: What are 'most favored clients'?
A: Typically high-credit-score, low-risk clients with strong financial histories.
Q: How frequently do these terms change?
A: Tracked quarterly, reflecting ongoing adjustments in credit market conditions.
Related Trends
45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Remained Basically Unchanged
OTCDQ45BRBUNR
62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
SFQ62A1ESNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ37B73MINR
69) Over the Past Three Months, How Have Liquidity and Functioning in the Non-Agency Rmbs Market Changed?| Answer Type: Improved Somewhat
ALLQ69MONR
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
SFQ66A3RBUNR
33) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Separately Managed Accounts Established with Investment Advisers Changed Over the Past Three Months?| Answer Type: Increased Considerably
CTQ33ICNR
Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74B2ECNR), retrieved from FRED.