74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Remained Basically Unchanged
SFQ74A1RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides insight into credit market conditions and lending environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures funding availability and terms for consumer asset-backed securities like credit card and auto loan receivables. Indicates credit market flexibility.
Methodology
Surveyed financial institutions report changes in funding terms quarterly.
Historical Context
Used by policymakers and investors to assess credit market conditions.
Key Facts
- Reflects quarterly changes in asset-backed securities funding
- Covers credit card and auto loan receivables
- Indicates credit market flexibility
FAQs
Q: What are asset-backed securities?
A: Securities backed by specific asset pools like credit card receivables or auto loans. Provide liquidity to lending markets.
Q: Why do funding terms matter?
A: Changes indicate credit market health and lending institution strategies. Impacts borrowing costs and availability.
Q: How often is this data updated?
A: Quarterly survey provides current snapshot of funding conditions.
Q: Who uses this economic indicator?
A: Investors, policymakers, and financial analysts track these terms to understand credit market trends.
Q: What does 'remained basically unchanged' mean?
A: Indicates minimal variation in funding terms during the reporting period.
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (SFQ74A1RBUNR), retrieved from FRED.