62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Tightened Considerably
SFQ62B4TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
10/1/2011 - 4/1/2025
Summary
Tracks changes in residential mortgage-backed securities (RMBS) funding terms for most favored clients. Provides insight into credit market conditions and institutional lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This metric evaluates collateral spreads and funding terms for agency RMBS. It reflects the evolving landscape of mortgage-backed securities financing.
Methodology
Collected through quarterly survey of financial institutions reporting funding term changes.
Historical Context
Used by regulators and investors to assess mortgage market liquidity and credit conditions.
Key Facts
- Indicates tightening of RMBS funding terms
- Reflects institutional lending dynamics
- Quarterly survey-based metric
FAQs
Q: What does SFQ62B4TCNR measure?
A: It tracks changes in residential mortgage-backed securities funding terms for top clients. Provides insights into credit market conditions.
Q: Why are RMBS funding terms important?
A: They indicate credit market health and institutional lending appetite. Crucial for understanding mortgage market dynamics.
Q: How often is this data updated?
A: The metric is typically updated quarterly through financial institution surveys.
Q: Who uses this economic indicator?
A: Regulators, investors, and financial analysts use it to assess mortgage market conditions.
Q: What does 'tightened considerably' mean?
A: Indicates more restrictive lending terms and potentially higher borrowing costs for RMBS.
Related Trends
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22) How Has the Provision of Differential Terms by Your Institution to Most-Favored (as a Function of Breadth, Duration, and Extent of Relationship) Mutual Funds, Etfs, Pension Plans, and Endowments Changed over the Past Three Months?| Answer Type: Increased Somewhat
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27) Considering the Entire Range of Transactions Facilitated by Your Institution for Such Clients, How Has the Use of Financial Leverage by Insurance Companies Changed over the Past Three Months?| Answer Type: Increased Considerably
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13) To the Extent That the Price or Nonprice Terms Applied to Trading Reits Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 11 and 12), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: First in Importance
ALLQ13A1MINR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 5. Diminished Availability of Balance Sheet or Capital at Your Institution. | Answer Type: First in Importance
ALLQ19A5MINR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: First in Importance
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Citation
U.S. Federal Reserve, RMBS Funding Terms (SFQ62B4TCNR), retrieved from FRED.