62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably
SFQ62A1TCNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
This economic indicator tracks changes in funding terms for Agency Residential Mortgage-Backed Securities (RMBS) over a three-month period. The metric provides insight into credit market conditions and lending standards for mortgage-related financial instruments.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures how financial institutions are adjusting maximum funding amounts for agency RMBS, which is a critical signal of credit market tightness. Economists interpret this as a potential leading indicator of mortgage market liquidity and lending risk appetite.
Methodology
Data is collected through survey-based reporting from financial institutions involved in mortgage-backed securities markets.
Historical Context
Policymakers and investors use this metric to assess potential shifts in mortgage credit availability and overall financial market conditions.
Key Facts
- Indicates tightening of maximum funding amounts for agency RMBS
- Reflects potential changes in credit market risk assessment
- Provides insight into mortgage lending environment
FAQs
Q: What does 'Tightened Considerably' mean for RMBS funding?
A: It suggests financial institutions are significantly reducing the maximum funding available for residential mortgage-backed securities, indicating increased caution in the credit market.
Q: How do changes in RMBS funding terms impact mortgage availability?
A: Tighter funding terms can lead to reduced mortgage lending, potentially making it more difficult for borrowers to secure home loans or refinance existing mortgages.
Q: What makes this SFQ62A1TCNR indicator important?
A: The indicator provides a real-time snapshot of credit market conditions, helping economists and investors understand potential shifts in mortgage lending practices.
Q: How might this trend affect housing market dynamics?
A: Tightened RMBS funding can slow down housing market activity by reducing the capital available for mortgage lending and potentially increasing borrowing costs.
Q: How frequently is this data updated?
A: Typically, this type of Federal Reserve data is updated quarterly, providing a periodic view of changing credit market conditions.
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Related Trends
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Citation
U.S. Federal Reserve, 62) Over the Past Three Months, How Have the Terms Under Which Agency RMBS Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Tightened Considerably [SFQ62A1TCNR], retrieved from FRED.
Last Checked: 8/1/2025