Securities in Bank Credit, Large Domestically Chartered Commercial Banks
Monthly, Seasonally Adjusted
SBCLCBM027SBOG • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4,045.75
Year-over-Year Change
7.15%
Date Range
4/1/1985 - 6/1/2025
Summary
This economic indicator tracks monthly, seasonally adjusted data points that provide insights into specific economic activities or trends. Understanding these adjusted figures helps economists and policymakers analyze underlying economic patterns by removing predictable seasonal variations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The seasonally adjusted monthly series represents a normalized economic measurement that accounts for predictable calendar-related fluctuations. Economists use such adjusted data to reveal more accurate, underlying economic trends without the distortion of seasonal changes.
Methodology
Data is collected through systematic statistical sampling and adjusted using standard seasonal adjustment techniques to eliminate predictable annual variations.
Historical Context
This type of data is critical for making informed policy decisions, understanding economic trajectories, and providing a clearer picture of economic performance beyond cyclical fluctuations.
Key Facts
- Seasonally adjusted data removes predictable calendar-related variations
- Provides more accurate representation of underlying economic trends
- Critical for precise economic analysis and policy planning
FAQs
Q: What does 'seasonally adjusted' mean?
A: Seasonally adjusted data removes predictable annual fluctuations to reveal the true underlying economic trend. This helps analysts understand economic changes not caused by regular seasonal patterns.
Q: Why are monthly adjustments important?
A: Monthly adjustments allow economists to track economic changes more precisely by eliminating recurring seasonal influences like holiday spending or weather-related variations.
Q: How is seasonal adjustment calculated?
A: Seasonal adjustment uses statistical models that identify and remove predictable periodic patterns from raw economic data, revealing more accurate trend lines.
Q: Who uses this type of economic data?
A: Policymakers, economists, investors, and researchers use seasonally adjusted data to make informed decisions about economic strategies and forecasting.
Q: What are the limitations of seasonally adjusted data?
A: While valuable, seasonally adjusted data can sometimes over-smooth data and might not capture unique, non-recurring economic events or sudden market shifts.
Related News

Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...

S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...

U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...

U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...

U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...

U.S. Stock Futures Stagnant Despite Positive Jobless Claims and GDP
Why US Stock Futures Remain Stagnant Despite Positive Economic Indicators The current investment landscape is puzzling for many as US stock futures...
Related Trends
Other Securities: Non-MBS, All Commercial Banks
ONMACBW027SBOG
Other Securities: Mortgage-Backed Securities, Domestically Chartered Commercial Banks
OMBDCBW027SBOG
Other Securities, All Commercial Banks
OSEACBW027SBOG
Other Securities: Mortgage-Backed Securities, Small Domestically Chartered Commercial Banks
OMBSCBW027SBOG
Securities in Bank Credit, Small Domestically Chartered Commercial Banks
SBCSCBW027SBOG
Treasury and Agency Securities: Non-MBS, Foreign-Related Institutions
TNMFRIW027SBOG
Citation
U.S. Federal Reserve, Monthly, Seasonally Adjusted [SBCLCBM027SBOG], retrieved from FRED.
Last Checked: 8/1/2025