Securities in Bank Credit, Large Domestically Chartered Commercial Banks

Monthly, Seasonally Adjusted

SBCLCBM027SBOG • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4,045.75

Year-over-Year Change

7.15%

Date Range

4/1/1985 - 6/1/2025

Summary

This economic indicator tracks monthly, seasonally adjusted data points that provide insights into specific economic activities or trends. Understanding these adjusted figures helps economists and policymakers analyze underlying economic patterns by removing predictable seasonal variations.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The seasonally adjusted monthly series represents a normalized economic measurement that accounts for predictable calendar-related fluctuations. Economists use such adjusted data to reveal more accurate, underlying economic trends without the distortion of seasonal changes.

Methodology

Data is collected through systematic statistical sampling and adjusted using standard seasonal adjustment techniques to eliminate predictable annual variations.

Historical Context

This type of data is critical for making informed policy decisions, understanding economic trajectories, and providing a clearer picture of economic performance beyond cyclical fluctuations.

Key Facts

  • Seasonally adjusted data removes predictable calendar-related variations
  • Provides more accurate representation of underlying economic trends
  • Critical for precise economic analysis and policy planning

FAQs

Q: What does 'seasonally adjusted' mean?

A: Seasonally adjusted data removes predictable annual fluctuations to reveal the true underlying economic trend. This helps analysts understand economic changes not caused by regular seasonal patterns.

Q: Why are monthly adjustments important?

A: Monthly adjustments allow economists to track economic changes more precisely by eliminating recurring seasonal influences like holiday spending or weather-related variations.

Q: How is seasonal adjustment calculated?

A: Seasonal adjustment uses statistical models that identify and remove predictable periodic patterns from raw economic data, revealing more accurate trend lines.

Q: Who uses this type of economic data?

A: Policymakers, economists, investors, and researchers use seasonally adjusted data to make informed decisions about economic strategies and forecasting.

Q: What are the limitations of seasonally adjusted data?

A: While valuable, seasonally adjusted data can sometimes over-smooth data and might not capture unique, non-recurring economic events or sudden market shifts.

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Citation

U.S. Federal Reserve, Monthly, Seasonally Adjusted [SBCLCBM027SBOG], retrieved from FRED.

Last Checked: 8/1/2025