Use of Financial Services: Number of Loan Accounts for Small and Medium Enterprises at Commercial Banks for Romania

ROUFCNODCSNUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

213,657.00

Year-over-Year Change

16.71%

Date Range

1/1/2008 - 1/1/2024

Summary

This economic trend measures the number of loan accounts for small and medium enterprises (SMEs) at commercial banks in Romania. It provides insight into the level of financial services usage by this important business segment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services: Number of Loan Accounts for Small and Medium Enterprises at Commercial Banks for Romania trend represents the total count of active SME loan accounts held at commercial banks operating in the country. This metric is used by economists and policymakers to assess the depth of financial inclusion and access to credit for Romania's small business sector.

Methodology

The data is collected by the National Bank of Romania through surveys of the country's commercial banking institutions.

Historical Context

This trend offers valuable context for evaluating the health and financing conditions of Romania's small and medium enterprises.

Key Facts

  • Romania has over 500,000 registered SMEs.
  • SMEs account for 60% of Romania's GDP.
  • Bank lending is a critical source of SME financing in Romania.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total number of active loan accounts held by small and medium enterprises (SMEs) at commercial banks operating in Romania.

Q: Why is this trend relevant for users or analysts?

A: This metric provides important insights into the level of financial inclusion and access to credit for Romania's small business sector, which is a key driver of the country's economy.

Q: How is this data collected or calculated?

A: The data is collected by the National Bank of Romania through surveys of the country's commercial banking institutions.

Q: How is this trend used in economic policy?

A: Policymakers and economists use this trend to evaluate the financing conditions and overall health of Romania's small and medium enterprises, informing decisions related to financial sector development and SME support programs.

Q: Are there update delays or limitations?

A: The data is published on a regular basis by the National Bank of Romania, but there may be a lag of several months between the reference period and the release of the latest figures.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Number of Loan Accounts for Small and Medium Enterprises at Commercial Banks for Romania (ROUFCNODCSNUM), retrieved from FRED.