90-Day AA Asset-Backed Commercial Paper Interest Rate

RIFSPPAAAD90NB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4.34

Year-over-Year Change

-0.69%

Date Range

10/7/2021 - 8/6/2025

Summary

The 90-Day AA Asset-Backed Commercial Paper Interest Rate tracks the short-term borrowing costs for high-quality commercial paper in the U.S. financial markets. This metric provides critical insights into credit market conditions and corporate financing expenses.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This interest rate represents the average yield on 90-day asset-backed commercial paper rated AA by credit agencies. It serves as an important indicator of short-term lending rates and corporate credit market health.

Methodology

The rate is calculated by aggregating interest rates from multiple financial institutions for 90-day commercial paper with an AA credit rating.

Historical Context

Policymakers and investors use this trend to assess short-term credit market liquidity and potential economic stress. It helps inform monetary policy decisions and investment strategies.

Key Facts

  • Represents 90-day borrowing rates for top-rated commercial paper
  • Indicates short-term credit market conditions
  • Used by investors and policymakers to assess economic health
  • Reflects corporate borrowing costs and market liquidity

FAQs

Q: What does this interest rate measure?

A: It measures the average interest rate for 90-day asset-backed commercial paper with an AA credit rating, indicating short-term corporate borrowing costs.

Q: Why is this rate important?

A: The rate provides insights into credit market conditions, corporate financing expenses, and overall economic liquidity.

Q: How often is this rate updated?

A: The rate is typically updated regularly by the Federal Reserve, reflecting current market conditions.

Q: Who uses this interest rate?

A: Investors, financial analysts, policymakers, and economists use this rate to assess market conditions and make financial decisions.

Q: How does this rate relate to broader economic trends?

A: The rate can indicate economic stress, credit market health, and potential shifts in monetary policy and corporate borrowing.

Related Trends

Citation

U.S. Federal Reserve, 90-Day AA Asset-Backed Commercial Paper Interest Rate [RIFSPPAAAD90NB], retrieved from FRED.

Last Checked: 8/1/2025