Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Wednesday Level from Year Ago Level

RESPPLLDAXCH52NWW • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

0.00

Year-over-Year Change

N/A%

Date Range

6/14/2006 - 8/6/2025

Summary

This economic indicator tracks the year-over-year change in term deposits held by depository institutions at Federal Reserve banks. It provides insight into banking sector liquidity and monetary policy dynamics.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The metric represents the weekly fluctuation in term deposits, which are time-based deposits that banks place with the Federal Reserve outside of standard reserve requirements. Economists use this data to understand bank funding strategies and potential shifts in monetary policy implementation.

Methodology

Data is collected weekly by the Federal Reserve, measuring the change in term deposit levels compared to the same week in the previous year.

Historical Context

This indicator helps policymakers and analysts assess banking system liquidity, potential monetary tightening, and financial institution risk management strategies.

Key Facts

  • Measures weekly changes in bank deposits at Federal Reserve banks
  • Provides insight into banking sector financial strategies
  • Helps track potential monetary policy shifts

FAQs

Q: What do term deposits represent in this context?

A: Term deposits are time-based funds that banks place with the Federal Reserve, which are distinct from standard reserve requirements and can indicate strategic financial planning.

Q: How frequently is this data updated?

A: The data is updated weekly, providing a current snapshot of banking sector deposit trends.

Q: Why do banks place term deposits with the Federal Reserve?

A: Banks use term deposits for liquidity management, earning interest, and meeting regulatory requirements while maintaining financial flexibility.

Q: How do economists interpret changes in this indicator?

A: Significant changes can signal shifts in bank risk management, potential monetary policy adjustments, and overall financial sector health.

Q: What are the limitations of this data?

A: The indicator provides a snapshot of a specific type of deposit and should be analyzed alongside other financial and economic indicators for comprehensive insights.

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Citation

U.S. Federal Reserve, Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Wednesday Level from Year Ago Level [RESPPLLDAXCH52NWW], retrieved from FRED.

Last Checked: 8/1/2025

Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Wednesday Level from Year Ago Level | US Economic Trends