Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Week Average from Previous Week Average
RESPPLLDAXAWXCH1NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
6/14/2006 - 8/6/2025
Summary
This economic indicator tracks weekly changes in term deposits held by depository institutions at Federal Reserve banks. It provides insight into short-term banking liquidity and institutional financial management strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents the net week-to-week fluctuations in term deposits, which reflect banks' cash management decisions and potential responses to monetary policy signals. Economists use this metric to understand banking sector liquidity preferences and potential shifts in financial institution strategies.
Methodology
Data is collected through Federal Reserve reporting systems, tracking the weekly average changes in term deposit holdings by depository institutions.
Historical Context
This indicator is used by policymakers and financial analysts to assess banking sector liquidity conditions and potential monetary policy implications.
Key Facts
- Measures weekly changes in term deposits at Federal Reserve banks
- Indicates short-term financial institution cash management strategies
- Provides insights into banking sector liquidity conditions
FAQs
Q: What are term deposits?
A: Term deposits are bank deposits with a fixed term and typically higher interest rates compared to standard savings accounts. They represent funds that cannot be withdrawn without penalty before the specified maturity date.
Q: Why do banks hold term deposits with the Federal Reserve?
A: Banks use term deposits as a way to manage liquidity, earn interest on excess funds, and respond to monetary policy signals from the Federal Reserve.
Q: How frequently is this data updated?
A: The data is typically updated weekly, providing a near real-time view of banking sector liquidity changes.
Q: What does a significant change in term deposits indicate?
A: Large changes can signal shifts in bank lending strategies, liquidity preferences, or responses to changing economic conditions and monetary policy.
Q: How do economists interpret this trend?
A: Economists use this indicator to understand banking sector behavior, potential credit market changes, and overall financial system liquidity.
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Citation
U.S. Federal Reserve, Liabilities and Capital: Liabilities: Deposits with F.R. Banks, Other Than Reserve Balances: Term Deposits Held by Depository Institutions: Change in Week Average from Previous Week Average [RESPPLLDAXAWXCH1NWW], retrieved from FRED.
Last Checked: 8/1/2025