Assets: Liquidity and Credit Facilities: Loans: Change in Week Average from Year Ago Week Average

RESPPALDXAWXCH52NWW • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

-104,616.00

Year-over-Year Change

-12.33%

Date Range

6/7/2006 - 7/30/2025

Summary

This economic indicator tracks the week-to-week changes in loans and credit facilities relative to the previous year's average. It provides critical insights into lending dynamics and potential shifts in financial system liquidity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The trend represents a comparative measure of loan volume fluctuations across banking and financial institutions. Economists use this metric to assess credit market health, potential economic stress, and monetary policy effectiveness.

Methodology

Data is collected through aggregated reporting from financial institutions and compiled by the Federal Reserve using standardized measurement protocols.

Historical Context

This indicator is used by policymakers and financial analysts to understand credit market trends, potential economic constraints, and monetary policy transmission mechanisms.

Key Facts

  • Measures comparative loan volume changes week-over-week
  • Indicates potential shifts in credit market conditions
  • Provides insights into financial system liquidity trends

FAQs

Q: What does this economic indicator reveal?

A: It shows changes in loan volumes compared to the previous year's average, helping analysts understand credit market dynamics and potential economic shifts.

Q: Why are loan volume changes important?

A: Loan volume changes can signal economic health, lending appetite, and potential constraints in credit markets that might impact business and consumer financing.

Q: How frequently is this data updated?

A: The Federal Reserve typically updates this metric weekly, providing real-time insights into lending trends and financial market conditions.

Q: How do policymakers use this information?

A: Central banks and economic policymakers use this data to assess credit market health and potentially adjust monetary policy strategies.

Q: What are the limitations of this indicator?

A: While informative, this metric represents a snapshot of loan volumes and should be analyzed alongside other economic indicators for comprehensive insights.

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Citation

U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Change in Week Average from Year Ago Week Average [RESPPALDXAWXCH52NWW], retrieved from FRED.

Last Checked: 8/1/2025