Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Change in Week Average from Year Ago Week Average
RESPPALDSXAWXCH52NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-29.00
Year-over-Year Change
625.00%
Date Range
6/7/2006 - 7/30/2025
Summary
This economic indicator tracks the week-to-week changes in seasonal credit loans compared to the previous year's average. It provides insights into short-term lending patterns and potential seasonal economic fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents the dynamic shifts in seasonal credit availability across different economic sectors. Economists use this data to understand credit market flexibility and potential seasonal economic pressures.
Methodology
Data is collected and calculated by the Federal Reserve through aggregating and comparing weekly seasonal credit loan averages across different time periods.
Historical Context
This trend is used in monetary policy analysis, helping policymakers understand credit market dynamics and potential seasonal economic interventions.
Key Facts
- Measures week-to-week changes in seasonal credit loans
- Provides insights into short-term lending patterns
- Helps analyze potential seasonal economic fluctuations
FAQs
Q: What does seasonal credit represent?
A: Seasonal credit refers to short-term loans designed to help financial institutions manage temporary cash flow variations during predictable economic cycles.
Q: How frequently is this data updated?
A: The data is typically updated weekly by the Federal Reserve, providing near-real-time insights into credit market changes.
Q: Why are seasonal credit changes important?
A: Seasonal credit changes can indicate economic health, lending capacity, and potential stress in financial markets during specific times of the year.
Q: How do policymakers use this information?
A: Policymakers analyze these trends to understand credit market dynamics and potentially adjust monetary policy to support economic stability.
Q: What are the limitations of this indicator?
A: The data provides a snapshot of seasonal credit changes and should be considered alongside other economic indicators for comprehensive analysis.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Change in Week Average from Year Ago Week Average [RESPPALDSXAWXCH52NWW], retrieved from FRED.
Last Checked: 8/1/2025