Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Change in Week Average from Previous Week Average
RESPPALDSXAWXCH1NWW • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
-85.71%
Date Range
7/12/2006 - 9/3/2025
Summary
This economic indicator tracks weekly changes in seasonal credit loans provided by financial institutions. It offers insights into short-term lending dynamics and potential seasonal economic fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The seasonal credit change metric reflects short-term lending adjustments that accommodate periodic economic variations, such as agricultural cycles or holiday-related financial needs. Economists use this data to understand credit market flexibility and potential economic stress points.
Methodology
Data is collected by the Federal Reserve through aggregated reporting from financial institutions, tracking week-to-week variations in seasonal lending volumes.
Historical Context
This trend helps policymakers and financial analysts assess credit market liquidity and potential economic pressures during different seasonal periods.
Key Facts
- Measures week-to-week changes in seasonal credit lending
- Provides insights into short-term financial market dynamics
- Reflects potential economic adaptations to seasonal variations
FAQs
Q: What does seasonal credit represent?
A: Seasonal credit represents short-term loans that help financial institutions manage periodic economic fluctuations, such as agricultural or retail cycles.
Q: How frequently is this data updated?
A: This data is typically updated weekly, providing real-time insights into credit market changes.
Q: Why do economists track seasonal credit changes?
A: Tracking seasonal credit helps understand economic adaptability, credit market health, and potential financial stress points during different economic periods.
Q: Can seasonal credit indicate broader economic trends?
A: Yes, significant changes in seasonal credit can signal broader economic shifts, lending patterns, and potential market pressures.
Q: What limitations exist in this data?
A: The data represents a specific lending segment and should be interpreted alongside other economic indicators for comprehensive analysis.
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Citation
U.S. Federal Reserve, Assets: Liquidity and Credit Facilities: Loans: Seasonal Credit: Change in Week Average from Previous Week Average [RESPPALDSXAWXCH1NWW], retrieved from FRED.
Last Checked: 8/1/2025