Resources and Assets: Mortgage-Backed Securities

RAMBS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,754,369.00

Year-over-Year Change

-0.90%

Date Range

1/14/2009 - 4/11/2018

Summary

The Resources and Assets: Mortgage-Backed Securities (RAMBS) trend tracks the total value of mortgage-backed securities held by financial institutions in the United States. This metric provides critical insight into the housing finance market and overall economic liquidity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

RAMBS represents the aggregate market value of securities created by pooling mortgage loans and selling them to investors. Economists use this indicator to assess the health of the housing market, credit availability, and potential systemic financial risks.

Methodology

Data is collected through comprehensive reporting by financial institutions, aggregated and verified by the Federal Reserve's statistical tracking systems.

Historical Context

Policymakers and financial analysts use RAMBS to evaluate credit market conditions, monetary policy effectiveness, and potential economic stability risks.

Key Facts

  • Represents total mortgage-backed securities value across U.S. financial institutions
  • Provides insight into housing market liquidity and credit conditions
  • Reflects broader economic trends in real estate and financial sectors

FAQs

Q: What are mortgage-backed securities?

A: Mortgage-backed securities are financial instruments created by bundling multiple mortgage loans and selling them to investors. They allow banks to free up capital and provide liquidity to the housing market.

Q: How do RAMBS impact economic policy?

A: RAMBS help central banks and policymakers understand credit market conditions and potentially adjust monetary policy to maintain economic stability.

Q: How often is RAMBS data updated?

A: The data is typically updated quarterly, providing a consistent snapshot of mortgage-backed securities market trends.

Q: Why do investors care about RAMBS?

A: Investors use RAMBS to assess the health of the housing market, potential investment opportunities, and overall economic credit conditions.

Q: What are the limitations of RAMBS data?

A: RAMBS provides a broad market view but may not capture granular details of individual mortgage performance or regional variations.

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Citation

U.S. Federal Reserve, Resources and Assets: Mortgage-Backed Securities [RAMBS], retrieved from FRED.

Last Checked: 8/1/2025