Total Credit to Households and NPISHs, Adjusted for Breaks, for Israel

QILHAM770A • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

42.30

Year-over-Year Change

-3.42%

Date Range

7/1/1992 - 10/1/2024

Summary

This economic indicator measures the total credit provided to households and non-profit institutions serving households (NPISHs) in Israel, adjusted for statistical breaks. It is a key metric for understanding household debt and consumption patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Total Credit to Households and NPISHs, Adjusted for Breaks indicator provides insights into the overall lending and borrowing activity of Israeli households and non-profit organizations. It is used by economists and policymakers to analyze trends in household financial health and the broader macroeconomic environment.

Methodology

The data is collected and calculated by the Bank of Israel based on reports from financial institutions.

Historical Context

This metric is closely watched by the Bank of Israel and other authorities to inform monetary and fiscal policy decisions.

Key Facts

  • Measured in billions of Israeli shekels.
  • Reached a record high of 1,074 billion shekels in Q4 2021.
  • Increased by 7.4% year-over-year as of Q4 2021.

FAQs

Q: What does this economic trend measure?

A: This indicator tracks the total amount of credit provided to households and non-profit institutions serving households in Israel, adjusted for statistical breaks.

Q: Why is this trend relevant for users or analysts?

A: The total household credit metric is a key indicator of household financial health and can inform policymakers' decisions on monetary policy, consumer lending regulations, and macroeconomic management.

Q: How is this data collected or calculated?

A: The Bank of Israel collects this data from reports by financial institutions operating in Israel.

Q: How is this trend used in economic policy?

A: Policymakers at the Bank of Israel and other authorities closely monitor this metric to assess household debt levels, consumption patterns, and financial stability risks, which informs their policy decisions.

Q: Are there update delays or limitations?

A: The data is released quarterly by the Bank of Israel with a lag of approximately one quarter.

Related Trends

Citation

U.S. Federal Reserve, Total Credit to Households and NPISHs, Adjusted for Breaks, for Israel (QILHAM770A), retrieved from FRED.