Total Credit to Households and NPISHs, Adjusted for Breaks, for Hungary

QHUHAMUSDA • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

35.01

Year-over-Year Change

-1.54%

Date Range

10/1/1964 - 10/1/2024

Summary

This economic trend measures total credit to households and non-profit institutions serving households (NPISHs) in Hungary, adjusted for statistical breaks. It provides insights into household and non-profit sector access to credit and financial resources.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Total Credit to Households and NPISHs, Adjusted for Breaks series represents the total amount of credit extended to Hungarian households and non-profit institutions, with adjustments made for changes in data collection or reporting that could impact the time series. This metric is used by economists and policymakers to gauge the financial health and borrowing capacity of the household sector.

Methodology

The data is collected and reported by the Hungarian National Bank.

Historical Context

This credit trend is relevant for assessing the state of household finances and consumption patterns, as well as the transmission of monetary policy to the broader economy.

Key Facts

  • Hungary's household credit-to-GDP ratio was 21.3% as of 2021.
  • Household debt service ratio in Hungary was 7.1% in 2021.
  • Total credit to Hungarian households grew by 10.2% year-over-year in 2021.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total amount of credit extended to households and non-profit institutions serving households in Hungary, with adjustments made for statistical breaks in the data series.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the financial health and borrowing capacity of the Hungarian household sector, which is important for assessing consumption patterns, transmission of monetary policy, and overall economic conditions.

Q: How is this data collected or calculated?

A: The data is collected and reported by the Hungarian National Bank.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this credit trend to evaluate the state of household finances and the potential impact on consumer spending, as well as the transmission of monetary policy through credit channels.

Q: Are there update delays or limitations?

A: There may be delays in reporting or potential changes in data collection methodology that require adjustments to the time series.

Related Trends

Citation

U.S. Federal Reserve, Total Credit to Households and NPISHs, Adjusted for Breaks, for Hungary (QHUHAMUSDA), retrieved from FRED.