Quarterly Financial Report: U.S. Corporations: All Wholesale Trade: Time Deposits in the U.S., Including Negotiable Certificates of Deposit
QFR202WHSUSNO • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
12,778.00
Year-over-Year Change
-16.08%
Date Range
10/1/2000 - 1/1/2025
Summary
This economic indicator tracks time deposits and negotiable certificates of deposit for wholesale trade corporations in the United States. It provides insights into short-term financial instruments and corporate liquidity strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend represents financial holdings of wholesale trade businesses in time-based deposit instruments, reflecting corporate cash management and short-term investment behaviors. Economists use this data to understand corporate financial strategies and potential economic liquidity signals.
Methodology
Data is collected through quarterly financial reporting and aggregated by federal economic research institutions.
Historical Context
This metric is used by policymakers and financial analysts to assess corporate financial health and potential economic investment trends.
Key Facts
- Tracks time deposit holdings for wholesale trade corporations
- Provides quarterly snapshot of corporate financial instrument preferences
- Indicates potential short-term investment and cash management strategies
FAQs
Q: What are time deposits?
A: Time deposits are bank accounts with a fixed term and typically higher interest rates compared to standard savings accounts. They require funds to remain untouched for a specified period.
Q: Why do corporations use time deposits?
A: Corporations use time deposits to earn higher interest rates on surplus cash while maintaining relatively low-risk investment strategies. These instruments provide predictable returns and liquidity management.
Q: How frequently is this data updated?
A: The Quarterly Financial Report is typically updated on a quarterly basis, providing a consistent view of corporate financial instrument trends.
Q: What does this trend indicate about the economy?
A: Changes in time deposit holdings can signal corporate confidence, liquidity preferences, and potential shifts in investment strategies across different economic conditions.
Q: Are there limitations to this data?
A: The data represents a specific sector (wholesale trade) and may not fully represent the entire corporate landscape. It should be analyzed alongside other economic indicators.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. GDP Growth to Slow Due to Tariffs and Immigration Policies
How Tariffs and Immigration Policies Influence U.S. GDP Growth in 2025 The U.S. GDP is a fundamental gauge of the country's economic health. Recent...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
Related Trends
Quarterly Financial Report: U.S. Corporations: Telecommunications: Long-Term Debt, Due in More Than 1 Year: Loans from Banks
QFR316517USNO
Quarterly Financial Report: U.S. Corporations: Primary Metals: Land and Mineral Rights
QFR217PRIUSNO
Quarterly Financial Report: U.S. Corporations: All Mining: Total Assets
QFR223MINUSNO
Quarterly Financial Report: U.S. Corporations: Textile Mills and Textile Product Mills: Trade Accounts and Trade Notes Payable
QFR306313USNO
Quarterly Financial Report: U.S. Corporations: Pharmaceuticals and Medicines: Land and Mineral Rights
QFR217385USNO
Quarterly Financial Report: U.S. Corporations: Wholesale Trade, Durable Goods: Stockholders' Equity
QFR327421USNO
Citation
U.S. Federal Reserve, Quarterly Financial Report: U.S. Corporations: All Wholesale Trade: Time Deposits in the U.S., Including Negotiable Certificates of Deposit [QFR202WHSUSNO], retrieved from FRED.
Last Checked: 8/1/2025