Quarterly Financial Report: U.S. Corporations: All Retail Trade: Time Deposits in the U.S., Including Negotiable Certificates of Deposit
QFR202RETUSNO • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,648.00
Year-over-Year Change
-53.47%
Date Range
10/1/2000 - 1/1/2025
Summary
This trend tracks time deposits and negotiable certificates of deposit for all retail trade corporations in the United States. It provides critical insights into short-term financial instrument holdings and liquidity strategies within the retail sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The metric represents a key financial indicator measuring corporate cash management and investment strategies in time-based banking products. Economists use this data to understand corporate financial behavior, liquidity preferences, and potential economic signals.
Methodology
Data is collected through quarterly financial reporting by U.S. corporations, aggregated and standardized by federal economic tracking systems.
Historical Context
This trend is used by policymakers and financial analysts to assess corporate financial health, investment trends, and potential macroeconomic shifts.
Key Facts
- Tracks time deposit holdings for retail trade corporations
- Provides quarterly snapshot of corporate financial instrument preferences
- Offers insights into short-term investment strategies
FAQs
Q: What are time deposits?
A: Time deposits are bank accounts with a fixed term and typically higher interest rates compared to standard savings accounts. They require funds to remain untouched for a specified period.
Q: Why do corporations use time deposits?
A: Corporations use time deposits to earn higher interest rates on surplus cash while maintaining relatively low-risk, liquid financial assets.
Q: How often is this data updated?
A: The Quarterly Financial Report is typically updated on a quarterly basis, providing current insights into corporate financial strategies.
Q: How do negotiable certificates of deposit differ from standard time deposits?
A: Negotiable certificates of deposit can be sold in secondary markets before maturity, offering more flexibility compared to traditional time deposits.
Q: What economic signals can this trend reveal?
A: Changes in time deposit holdings can indicate corporate confidence, cash management strategies, and potential shifts in investment sentiment.
Related News
Gen Z In the U.S. Shifts From Spending To Saving Habits
How Gen Z's Shift from Spending to Saving is Impacting the US Economy Recent trends indicate a significant shift in the spending habits of Gen Z, w...
U.S. Treasury Yields Decline After Inflation Data Meet Expectations
US Treasury Yields Drop as Inflation Data Meets Expectations US Treasury yields have seen a noticeable decline recently, as the latest inflation da...
S&P 500 Rises With Optimistic U.S. Inflation Report
S&P 500 Soars: Positive U.S. Inflation Developments The S&P 500, a primary stock index that tracks the performance of 500 major U.S. companies, has...
U.S. Stock Market Rises Amid PCE Inflation Report Analysis
U.S. Stock Market Climbs Amidst Insights from PCE Inflation Report Investors in the U.S. stock market are focusing on the most recent PCE Inflation...
U.S. GDP Growth to Slow Due to Tariffs and Immigration Policies
How Tariffs and Immigration Policies Influence U.S. GDP Growth in 2025 The U.S. GDP is a fundamental gauge of the country's economic health. Recent...
U.S. Stock Market Futures Rise On Inflation and Tariff News
US Stock Market Futures Rise Amid Inflation Data and Tariff News US stock market futures are on the rise, driven by significant updates in inflatio...
Related Trends
Quarterly Financial Report: U.S. Corporations: Wholesale Trade, Nondurable Goods: Total Liabilities
QFRTL422USNO
Quarterly Financial Report: U.S. Corporations: Motor Vehicles and Parts: Retained Earnings
QFR322376USNO
Quarterly Financial Report: U.S. Corporations: Scientific Research and Development Services: All Other Operating Costs and Expenses
QFR103547USNO
Quarterly Financial Report: U.S. Corporations: Communications Equipment: Cash Dividends Charged to Retained Earnings This Quarter
QFR120384USNO
Quarterly Financial Report: U.S. Corporations: Wood Products: Total Assets
QFR223321USNO
Quarterly Financial Report: U.S. Corporations: All Wholesale Trade: Other Short-Term Financial Investments
QFRD210WHSUSNO
Citation
U.S. Federal Reserve, Quarterly Financial Report: U.S. Corporations: All Retail Trade: Time Deposits in the U.S., Including Negotiable Certificates of Deposit [QFR202RETUSNO], retrieved from FRED.
Last Checked: 8/1/2025