Quarterly Financial Report: U.S. Corporations: All Information: Time Deposits in the U.S., Including Negotiable Certificates of Deposit
QFR202INFUSNO • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
13,810.00
Year-over-Year Change
-19.24%
Date Range
10/1/2009 - 1/1/2025
Summary
This economic indicator tracks time deposits and negotiable certificates of deposit for U.S. corporations on a quarterly basis. The data provides critical insights into corporate financial liquidity and short-term investment strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Time deposits represent funds that corporations commit to holding for a specified period, typically earning higher interest rates than standard savings accounts. Economists analyze these deposits as a barometer of corporate financial confidence and potential investment behaviors.
Methodology
Data is collected through comprehensive quarterly financial reporting by U.S. corporations, aggregated and verified by federal financial regulatory agencies.
Historical Context
This trend is used by policymakers and financial analysts to assess corporate cash management strategies and potential indicators of economic sentiment.
Key Facts
- Time deposits represent funds committed for a specific duration
- Negotiable certificates can be traded in secondary markets
- Quarterly reporting provides snapshot of corporate financial strategies
FAQs
Q: What are time deposits?
A: Time deposits are bank accounts with funds committed for a specific period, typically offering higher interest rates than standard accounts.
Q: Why do corporations use time deposits?
A: Corporations use time deposits to earn higher interest rates on temporarily idle cash while maintaining financial flexibility.
Q: How often is this data updated?
A: The Quarterly Financial Report is updated on a quarterly basis, providing current insights into corporate financial strategies.
Q: What makes negotiable certificates unique?
A: Negotiable certificates can be bought and sold in secondary markets before their maturity date, offering additional financial flexibility.
Q: How do economists interpret this data?
A: Economists use this trend to assess corporate financial confidence, potential investment strategies, and broader economic sentiment.
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Citation
U.S. Federal Reserve, Quarterly Financial Report: U.S. Corporations: All Information: Time Deposits in the U.S., Including Negotiable Certificates of Deposit [QFR202INFUSNO], retrieved from FRED.
Last Checked: 8/1/2025