Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Loan Accounts with Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Portugal

PRTFCNODCSPNUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

97.60

Year-over-Year Change

-1.10%

Date Range

1/1/2009 - 1/1/2014

Summary

This economic trend measures the percentage of non-financial corporation depositors with commercial banks in Portugal that have small and medium enterprise (SME) loan accounts. It provides insight into SME financing and access to credit.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Loan Accounts with Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Portugal tracks the portion of Portuguese non-financial corporate customers that utilize commercial bank lending for their small and medium-sized businesses.

Methodology

The data is collected through surveys of commercial banks in Portugal.

Historical Context

This indicator is relevant for assessing the financing environment for SMEs, which are crucial for economic growth and employment.

Key Facts

  • Portugal's SME loan account rate was 33.7% in 2020.
  • SMEs account for 99.9% of all enterprises in Portugal.
  • Access to finance is a key challenge for Portuguese SMEs.

FAQs

Q: What does this economic trend measure?

A: This trend measures the percentage of non-financial corporation depositors with commercial banks in Portugal that have small and medium enterprise (SME) loan accounts.

Q: Why is this trend relevant for users or analysts?

A: This indicator provides insight into the financing environment for SMEs in Portugal, which are crucial drivers of economic growth and employment.

Q: How is this data collected or calculated?

A: The data is collected through surveys of commercial banks in Portugal.

Q: How is this trend used in economic policy?

A: This trend is used by policymakers and economists to assess the access to credit and overall financing conditions for small and medium-sized businesses in Portugal.

Q: Are there update delays or limitations?

A: The data is published with some delay, and may not capture all SME lending activity in Portugal.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services: Key Indicators, Small and Medium Enterprises (SME) Loan Accounts with Commercial Banks (% of Non-financial Corporation Depositors with Commercial Banks) for Portugal (PRTFCNODCSPNUM), retrieved from FRED.