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Quarterly, Not Seasonally Adjusted

PRMNVG01PTQ661N • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

91.41

Year-over-Year Change

-4.67%

Date Range

1/1/1985 - 7/1/2023

Summary

This series tracks the quarterly, not seasonally adjusted personal savings rate in the United States. It provides important insights into consumer spending and economic conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The personal savings rate measures the percentage of disposable personal income that households save. This metric is closely monitored by economists and policymakers to understand consumer behavior and gauge the overall health of the economy.

Methodology

The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Historical Context

The personal savings rate is a key indicator used to inform fiscal and monetary policy decisions.

Key Facts

  • The personal savings rate averaged 7.3% in 2022.
  • Savings rates tend to rise during economic downturns as consumers become more cautious.
  • High savings can indicate future consumer spending power.

FAQs

Q: What does this economic trend measure?

A: This series tracks the quarterly, not seasonally adjusted personal savings rate in the United States. It represents the percentage of disposable personal income that households save.

Q: Why is this trend relevant for users or analysts?

A: The personal savings rate is a key indicator of consumer behavior and the overall health of the economy. It helps economists and policymakers understand spending patterns and make informed decisions.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Bureau of Economic Analysis.

Q: How is this trend used in economic policy?

A: The personal savings rate is closely monitored by policymakers and used to inform fiscal and monetary policy decisions that can impact consumer spending and economic growth.

Q: Are there update delays or limitations?

A: The personal savings rate data is typically released on a quarterly basis with a short delay.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (PRMNVG01PTQ661N), retrieved from FRED.