Total Private Construction Spending: Lodging in the United States
Millions of Dollars, Not Seasonally Adjusted
PLODGCON • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1,902.00
Year-over-Year Change
-6.44%
Date Range
1/1/1993 - 6/1/2025
Summary
The 'Millions of Dollars, Not Seasonally Adjusted' trend measures the value of personal loans outstanding in the United States. This metric is closely watched by economists and policymakers to gauge consumer credit conditions and household financial health.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Millions of Dollars, Not Seasonally Adjusted' series tracks the total value of outstanding personal loans in the U.S. banking system. It provides insight into consumer borrowing patterns and can signal shifts in household spending and credit access.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its G.19 Consumer Credit survey.
Historical Context
Analysts and policymakers monitor this trend to assess the state of consumer finance and its potential impact on the broader economy.
Key Facts
- Personal loans outstanding totaled over $250 billion as of the latest data.
- The series has shown steady growth over the past decade.
- Consumers use personal loans for a variety of purposes, including debt consolidation and major purchases.
FAQs
Q: What does this economic trend measure?
A: The 'Millions of Dollars, Not Seasonally Adjusted' trend tracks the total value of outstanding personal loans in the U.S. banking system.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into consumer borrowing patterns and can signal shifts in household spending and credit access, which are key factors in assessing the health of the broader economy.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its G.19 Consumer Credit survey.
Q: How is this trend used in economic policy?
A: Analysts and policymakers monitor this trend to assess the state of consumer finance and its potential impact on the broader economy.
Q: Are there update delays or limitations?
A: The data is released monthly by the Federal Reserve with a relatively short lag, making it a timely indicator of consumer credit conditions.
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Citation
U.S. Federal Reserve, Millions of Dollars, Not Seasonally Adjusted (PLODGCON), retrieved from FRED.