All Employees: Financial Activities in Oregon

Monthly, Not Seasonally Adjusted

ORFIREN • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

98.20

Year-over-Year Change

-3.35%

Date Range

1/1/1990 - 7/1/2025

Summary

The 'Monthly, Not Seasonally Adjusted' trend measures the total value of outstanding loans and leases at commercial banks in the United States. This metric is a key indicator of lending activity and the overall health of the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Monthly, Not Seasonally Adjusted' series represents the dollar amount of loans and leases held by commercial banks in the U.S. It is a widely followed economic indicator that provides insight into the lending environment and consumer/business borrowing trends.

Methodology

The data is collected directly from commercial banks by the Federal Reserve.

Historical Context

This lending activity metric is closely monitored by policymakers, analysts, and market participants to assess credit conditions and economic growth.

Key Facts

  • Commercial bank loans total over $12 trillion.
  • Lending activity reached a record high in 2022.
  • The banking sector accounts for over 70% of total lending in the U.S. economy.

FAQs

Q: What does this economic trend measure?

A: The 'Monthly, Not Seasonally Adjusted' series tracks the total value of outstanding loans and leases held by commercial banks in the United States.

Q: Why is this trend relevant for users or analysts?

A: This lending activity metric provides important insights into credit conditions, consumer/business borrowing, and the overall health of the banking sector.

Q: How is this data collected or calculated?

A: The data is collected directly from commercial banks by the Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers, analysts, and market participants closely monitor this indicator to assess credit conditions and their implications for economic growth.

Q: Are there update delays or limitations?

A: The data is reported monthly with a short lag, providing timely insight into lending activity.

Related Trends

Citation

U.S. Federal Reserve, Monthly, Not Seasonally Adjusted (ORFIREN), retrieved from FRED.